Grant Application for
Northwest Michigan Habitat for Humanity
Mission Statement:
Fiscal agent if applicant is not tax exempt:
Tax ID Number:
38-2971056
Contact First Name:
Contact Last Name:
Sarah
Ulrich
Address:
1840 M 119, Unit 1, Petoskey, Michigan 49770
Phone Number:
2313486926 x106
Website:
Project Name:
A Future Foundation
Project start and end dates:
July 1, 2020
October 31, 2020
Amount Requested:
$
4000
Project Description:
Emmet County is experiencing a highly documented crisis due to a lack of affordable housing options. According to United Way 2019 data, 42% of residents in Emmet County are considered "ALICE" (Asset Limited, Income Constrained, Employed). On a survival budget not including savings, retirement planning, emergency reserves, or other important life expenses, a family of four (two adults/two kids) making a combined income $62,856/year, $800 is the maximum that can be spent on housing costs each month. This means for a working, single parent living on a low-to-moderate budget, housing is near impossible to find. To combat this complex issue, NMHFH requests $4,000 to aid in the construction of a new, high-quality, energy efficient home for a local teacher and single mother of three. Not only does this project serve the family, but the community as a whole by retaining a teacher and future workers, and increasing the affordable housing stock needed to maintain a thriving community.
Goal of the Project
How many people will you reach?
4
What percentage are female?
25
If your program serves both males and females, how will Hestia funds specifically target women and girls?
NMHFH serves all types of households, however, one of the largest demographics served, and the target for this project, is single mothers. We currently have a single mother, a local teacher with three male children, on our program waiting list. If awarded, this funding would help to establish a home and hope for this woman and her kids, helping her to achieve safety, security and self-sufficiency for the rest of her life.
How are recipients identified or selected to receive services? Is financial need considered?
NMHFH is an equal opportunity provider and we follow all state and local fair housing regulations. NMHFH holds Open Enrollment sessions where all interested households may apply for the housing program. Selection for the program is based on screening criteria, which includes financial need. To be eligible, a household must fall between 30-80% of the Area Median Income. A household must also have proof of income that can support monthly mortgage principle, tax, and insurance payments on the home.
What do you hope to achieve? What difference will this make in the lives of women and girls?
How will this project meet Hestia's mission statement?
Providing women and their children with an affordable and stable home and mortgage changes the trajectory of their lives forever. In addition to an affordable home, our program educates participants on how to become fiscally independent and self-sufficient. It teaches important life lessons such as responsibility, compassion, and leadership. With these skills, and an affordable, safe place to live, they are able to accomplish so much! They are able to appropriately budget expenses and afford basic necessities, becoming less reliant on other social service and government support. They can save and plan for the future. They can utilize this new founded opportunity to succeed academically, excel in the workplace, spend time with their families, maintain healthier lifestyles, and see a better way to live. This “better way” and the lessons learned are then passed on to the next generation, ending the cycle of generational poverty.
How will you evaluate or measure your success:
By Fall 2020, a home will be constructed for this family, and they will have obtained an affordable mortgage. A survey is administered at 3 months, 1 year, and 5 years after home purchase to track progress and success. Our Program Services Coordinator also stays in contact to provide troubleshooting support as our home buyers settle in to the routine of home ownership.
Grant Project Budget Form
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